It's New - $100 Minimum

Youth Share Certificate

Click here for details!

 

 

 

 

 

Home Loan
Refi or Purchase

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Savings

Youth Share Certificate for those 17 & Younger!

                             $100 initial deposit required with additional deposits encouraged

                                     12 Month Term                 Guaranteed 1.00% Minimum

 

          Share Accounts                              Share Certificates, $500 min

Member Shares:  $20 minimum                 ** 0.15%                 6 Month                    0.35%

Gold Account:  $1000 minimum                      0.25%               12 Month                    0.55%

**Dividend paid with $50 minimum balance.                                      15 Month                    0.60%

  Rates stated in APY, effective 1/1/2017.                                        24 Month                    1.00%

  Share certificates include 1 jump except Youth                               36 Month                   1.55%

  certificates and a penalty will be imposed for any

  early certificate withdrawal.

 

Loans

Auto, Motorcycle, Boat, RV & More

Effective 1/01/2017, stated in APR                                                                

Year of

Collateral

Term

FICO Score

> 699

FICO Score

698-649

FICO Score

648-601

FICO Score

< 600

2017 60 3.29 3.54 6.29 8.79
2016 60 3.29 3.54 6.29 8.79
2015 60 3.29 3.54 6.29 8.79
2014 60 3.29 3.54 6.29 8.79
2013 48 3.29 3.54 6.29 8.79
2012 48 3.29 3.54 6.29 8.79
2011 36 3.29 3.54 6.29 8.79
2010 or older 36 3.29 3.54 6.29 8.79
Signature 9.00 12.00 14.00 16.00
QuickTurn/11 Month Term 6.00 9.00 11.00 13.00
Share or CD Secured APY +   2.00%    
         
         
         

Additional APR Factors:

Finance <80% = APR Reduced .25%             1 Year Shorter Term = APR Reduced .25%
EFT ENROLLMENT = APR Reduced .25% 

Non-titled/Purchase = APR + 1.00%                       30 DAY RATE LOCK ON PREAPPROVALS!

PROTECT YOURSELF WITH GAP COVERAGE/DEDUCTIBLE REIMBURSEMENT & WARRANTY!

                                   Login and Apply Online                                            

2017 Loan Specials          

January - December: Auto Loans - 125% financing, minimum 649 score & maximum $5000 over book value.

   Our balloon loans beat dealer financing every time!


   March - July: Motorcycle, ATV, Boat, RV - 60 days to first payment.

   April - October: Auto Loans - 60 days to first payment.

All Online Check Requests will be mailed
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