Account Features

Savings
KSAGCU offers savings accounts for everyone. $5 is the minimum deposit to start a savings account and with allotment/payroll deduction, it's easy to maintain the balance you need. Dividends are calculated daily and paid quarterly, except where noted otherwise. KSAGCU was organized by seven Kansas Air National Guardsmen who had experienced the financial difficulties that confront military families. The message of our Board of Directors is clear - make it easy and simple to save. We maintain that saving money starts with just $5. For more tools and resources on savings, go to www.militarysaves.org.

Member Shares
$5 is all that's needed to become a member of KSAGCU. Maintain this savings account for any purpose and earn a quarterly dividend with only a $50 minimum balance. Four withdrawals a month allow flexabiity and convenience.

Gold Account
The Gold Account pays a higher yield, with one free withdrawal a month. The $1000 minimum balance makes budgeting easy to plan ahead for expenses and deposits through payroll deduction makes your plan trackable. Dividends are calculated daily and paid quarterly.

Christmas Club
End of year expenses are easy to plan for with monthly deposits to this account. Start your account anytime and the available balance is yours on November 1, just when you need it. Payroll deduction makes monthly deposits easy and convenient.

Certificates - A Guaranteed Investment
Guaranteed investments are an essential part of any savings plan. KSAGCU certificates are insured against loss and the KSAGCU Board of Directors are committed to give you the highest dividend rate possible. Open a certificate with $500 and choose from among five certificate terms. Most certificates come with one jump, in keeping with the KSAGCU high dividend commitment.

Federal Deposit Insurance
Your deposit account is federally insured to at least $250,000 and backed by the full faith and credit of the U.S. government, so you never need to worry about the safety of your deposit account with Kansas Air Guard Credit Union.

Individual Accounts
Each member's funds are insured to at least $250,000, whether they are in one or multiple accounts.

Joint Accounts
In addition to the individual insurance of up to at least $250,000, any two or more persons may have joint accounts with an additional coverage of up to at least $250,000 in all joint accounts for each person.

Payable on Death (POD) and Revocable Trust Accounts
Each beneficiary on a payable on death or revocable trust account is separately insurance to at least $250,000 for each owner. The person who has the power of revoking the trust is considered the owner of the trust. The beneficiary must be a natural (living) person or charitable or other nonprofit entity. Special rules apply if there are more than five beneficiaries and more than $500,000 is in the account.